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How We Work
Getting Started
Our first priority is understanding your goals, then we can help you make the most of your resources to achieve those goals—if it’s important to you, it’s important to us.
Request a MeetingThe Grand Wealth Management Process™
Our top priority is to learn what is important to you and help you make the best use of your available resources. We will meet regularly with you to review your progress and help you make good decisions about investments, retirement, tax, estate, charitable, and other planning needs. You can learn more about the series of meetings in the Grand Wealth Management Process below:
The Discovery Meeting
Gathering information about your values, goals, and finances
The Wealth Management Plan Meeting
Presenting our recommendations to help you achieve your goals
The Mutual Decision Meeting
Making the decision to work together and getting started
The 45-Day Follow-Up Meeting
Organizing new account paperwork and answering questions
Three-Year Meeting Schedule
A plan is successful when it is effectively implemented, monitored, and modified as needed over time. Grand Wealth has developed a three year planning schedule that works to ensure we regularly review all areas of our client's financial lives. Every year we focus on updates relating to one of our annual topics (estate planning, financial foundation, and retirement financial modeling). We also do a deep dive into the underlying topics (i.e. long term care and charitable giving) during each semi-annual regular progress meeting. We continue to thoroughly revisit this planning schedule as long as we are working together.
We also recognize that it is vital to meet our clients where they are. As circumstances arise, we remain available to our clients in between semi-annual meetings to help them navigate life's continual changes.
“We are committed to our clients’ success, which we define as helping them to achieve their goals—if it’s important to a client, it’s important to us.”
Jeff Williams
Managing Principal, Grand Wealth Management
Investment Principles
While each client’s portfolio and goals are different and require different strategies, there are fundamental, evidenced-based principles that inform our overall wealth management perspective. Adhering to these principles ensures that our management is objective, not based on emotions, and that our clients’ probability of success is maximized.
Markets are highly efficient.
Security prices reflect the most current information available.
Risk and return are related.
Exposure to meaningful risk factors determines expected return.
Diversification is essential.
Diversification reduces uncertainty and lowers the risk of having “all your eggs in one basket."
Structure determines performance.
Asset allocation along size, value, and market exposure dimensions primarily determine the results of a broadly diversified portfolio.
Costs and taxes matter.
A fundamental truth of business: every expense reduces net return.
Investing can be more.
Environmental, social, and corporate governance-minded investing can align goals, finances, and values.
